How long is the SSDI waiting period for benefits to begin?

The waiting period for Social Security Disability Insurance (SSDI) benefits is indeed five consecutive full calendar months. This means that after an individual has been determined to be disabled, they must wait five full months before their benefits begin. The significance of this waiting period is rooted in the program's purpose, which is to provide support for individuals who are unable to work due to long-term disabilities.

During the waiting period, the Social Security Administration (SSA) assesses the severity and permanence of the individual's condition. If a person is found disabled and is eligible for SSDI, their benefits will start following the conclusion of this five-month waiting period. It's important to understand that this means the first month of eligibility does not begin immediately after the application is approved, but rather requires this specific waiting period.

This structure ensures that SSDI resources are allocated to those who have enduring disabilities that will indeed necessitate long-term support, rather than temporary conditions.