What does SSDI stand for?

The term SSDI stands for Social Security Disability Insurance. This program is a federal initiative that provides financial assistance to individuals who are unable to work due to a qualifying disability. The insurance is designed to replace a portion of the income lost due to the inability to hold a job, which is particularly important for those who have paid into the Social Security system through payroll taxes.

Social Security Disability Insurance is a benefit that typically requires recipients to have worked a certain number of years, earning enough credits, paying Social Security taxes, and having a medically determinable physical or mental impairment that is expected to last for at least 12 months or result in death. This makes SSDI distinct from other types of assistance in that it is an insurance program developed to support those who have contributed to the system during their working years.

The other options, while they may include familiar terms related to Social Security, do not accurately define what SSDI stands for.