What is the maximum amount for a lump-sum death benefit under Social Security?

The maximum amount for a lump-sum death benefit under Social Security is indeed $255. This benefit is intended to assist with funeral expenses and is payable to the surviving spouse or, if there is no spouse, to the eligible children of the deceased worker. The amount has remained relatively unchanged since it was established, reflecting the basic support that Social Security offers for bereaved family members. It’s important to note that this benefit is distinct from other forms of survivor benefits, which may provide ongoing financial support based on the deceased’s work history and earnings. The framework of this lump-sum benefit is a crucial element of the Social Security system, aiming to provide immediate assistance during a challenging time for families.