What status must a worker have to qualify for full death, retirement, and disability benefits under Social Security?

Study for the Social Security Disability Insurance Test. Dive into multiple choice questions with explanations and hints. Prepare thoroughly with our comprehensive guide and ensure you're ready for your exam!

To qualify for full death, retirement, and disability benefits under Social Security, a worker must have a status of fully insured. This means that the individual has earned enough work credits through their employment to ensure that they are covered for all available benefits.

A fully insured status typically requires a worker to have accrued at least 40 work credits, which generally equates to about 10 years of work in jobs that contribute to Social Security. This level of coverage allows a worker not only to receive retirement benefits upon reaching the appropriate age but also to secure full disability benefits if they become unable to work due to a qualifying disability and full survivor benefits that would provide support to their family in the event of the worker's passing.

The other statuses mentioned, such as completely insured, currently insured, and partially insured, do not provide the comprehensive benefits that the fully insured status provides. For instance, currently insured individuals might qualify for some limited benefits but may not be eligible for the fuller range of benefits associated with being fully insured. Partially insured is not a recognized classification for Social Security benefit eligibility.

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