What type of insured status did Larry have at the time of his death?

Study for the Social Security Disability Insurance Test. Dive into multiple choice questions with explanations and hints. Prepare thoroughly with our comprehensive guide and ensure you're ready for your exam!

The correct answer, which is that Larry had partially insured status at the time of his death, indicates that he had accrued some work credits through his employment but had not met the necessary threshold to be considered fully insured.

In the context of Social Security Disability Insurance (SSDI), insured status is determined by the number of work credits an individual has earned, which are based on their work history and earnings. To be fully insured, an individual must have a specific number of work credits, often determined by their age at the time of their work. If Larry was considered partially insured, it implies that he had not accumulated enough credits to qualify for full benefits but had some coverage.

Understanding insured status is crucial as it directly affects eligibility for benefits under Social Security. The distinction between fully insured and partially insured is important for determining what benefits might be available to the individual’s beneficiaries after their death. In this scenario, since Larry was partially insured, it suggests limitations on the disability benefits or survivor benefits that could be accessed by others following his passing.

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